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Depending on your credit limit, an introductory offer could save you hundreds of dollars in interest charges. These cards offer promotional 0% annual percentage rates (aprs) for a certain number of months, generally between 12 and 21, and might let you avoid interest on purchases, balance transfers, or both. A credit card with an introductory 0% apr period can save big on interest if you have a major purchase coming up

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A 0% apr credit card offers no interest for a set amount of time, usually between 12 and 24 months The best zero interest credit cards of june 2025 offer new cardholders 0% intro apr on purchases, sometimes for up to 18 months. During the intro 0% apr period, you won't be charged interest on new purchases or balance transfers.

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We’ve compiled the longest 0% intro apr offers—compare top options and save on interest with forbes advisor. Cards that offer zero interest — also called zero annual percentage rate (apr) cards — are ideal for large purchases or emergencies because they don’t charge you interest for a certain introductory period Typically, this period lasts between 12 and 18 months, though some cards offer even more time than this to pay down balances. October 2025's best 0% apr credit cards are selected by wallethub editors from 1,500+ credit card offers

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