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The process can also be confusing, especially if you need to file a return for someone who wasn’t your spouse and whose finances are a mystery to you. Funeral homes will generally notify social security of a death, but it’s the survivor’s responsibility to make the information is timely and accurate. When a social security beneficiary dies, his or her spouse may be able to collect survivor benefits

Deceased woman lying in Chapel of Rest - France Stock Photo: 34987128 - Alamy

Learn whether you qualify and how to apply. Once the form is submitted, a specialist will take care of processing the updates and send a confirmation email with details and helpful information. If your spouse had not yet reached full retirement age, social security bases the survivor benefit on the deceased’s primary insurance amount.

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Widows and widowers make up most recipients of survivor benefits, but if your partner dies, your kids could also be eligible for monthly payments

“these benefits provide a source of income to eligible children of deceased parents, helping to replace lost parental earnings and support the child’s basic needs,” basso says. Social security can pay benefits to a deceased recipient's former spouse Spouses of deceased social security beneficiaries may be able to collect survivor benefits for life, but remarrying can affect eligibility. If a beneficiary dies before receiving a social security payment that is already due, a family member or legal representative can collect it.

Andy markowitz is a writer and editor for aarp, covering social security and fraud. Three ways to update a deceased member’s aarp account Submit a quick online form you may submit an account update request for the aarp membership account of your deceased loved one Simply click on the button below to complete the online form